Immigrants' effects on social security

- Increase life expectancies and decreasing fertility rates in the United States make the social security program more and more of a burden on working people.

- The only real plausible solution to this is to increase immigration to the United States.

- This would increase the population, especially working population, that helps way for the social security in the United States, as social security is pay as you go taxpayer funded.

- There is increasing life expectancy in the United States, such as the fact that life expectancy for 65-year-old man has increased by 4.4 year in the last 45 years and it is projected to increase by 1 year in 15 years.

- Workers to social security beneficiary ratio is decreasing, which will decrease social security benefits. Such as the fact that it has decreased from 3.4 to 2.8 workers per beneficiary in the last 45 years, and it is projected to decrease by 0.5 in the next 15 years.

- This is important in that as the ratio decreases, it is likely that social security will be cut.

Hanna, Craig. “ Immigration and Social Security.” Immigration and Social Security | American Academy of Actuaries, https://www.actuary.org/node/14008.